Smarter Health Insurance
Smarter Health Insurance
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What Is SMART Health Benefits?

 SMART Health is a first-of-its-kind health planning process that does what health insurance should do: provide the highest-quality coverage for the lowest possible cost. We aren’t a “budget” plan that tempts members with cheap premiums, poor coverage, and exorbitant out-of-pocket costs. 

 

Healthcare That Actually Cares

SMART Health Benefits Explained

We offer a wide range of health insurance services designed to keep you and your family protected. From personalized plan recommendations to fast and easy claims processing, our services are tailored to meet your unique needs. Trust us to provide reliable coverage, expert advice, and dedicated support every step of the way, ensuring you get the best care when you need it most.

Massively Reduced Out-Of-Pocket Costs

 The average person on an employer-sponsored health plan will pay $7,151 annually in out-of-pocket costs. With SMART, the average employee only incurs $1,200 in annual out-of-pocket costs, a savings of nearly $6,000 (that’s a Disney vacation for a family of 4). 

A 3-Step System to Optimize Health Coverage Without Disruption

 

Step 1: MirrorMatch Technology

We start by analyzing your current health plan to replicate your exact network — same doctors, hospitals, prescriptions, and benefits. Using our MirrorMatch™ technology, we guarantee seamless continuity for your employees, while unlocking instant savings.

 

Step 2: CostCleanse Audit

Next, we reverse-engineer the inefficiencies and hidden costs built into traditional insurance. Our CostCleanse™ Audit identifies unnecessary administrative fees, bloated billing practices, and inflated claim markups — then eliminates them.

 

Step 3: HealthForward Optimization

Finally, we implement our HealthForward™ plan, including a no-cost Section 125 Pre-Tax Wellness Program. This predictive and preventative care model rewards healthy habits and keeps your team proactive — not reactive.

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